Our Motto : 'In-Allah-ha-Ma'anaa' ("Be not grieved, for surely Allah is with us." - The Holy Quran 9:40). We find spiritual strength, courage and comfort, in the times of trials and  hardships, from this Divine Quranic revelation that descended upon the pure heart of the Holy Prophet Muhammad (may Allah's peace and blessings be upon him), so as to console and compose him during one of the most perilous moments of his life. <Please click the 'Our Motto' link on our homepage for more details>

The Lahore Ahmadiyya Movement for the Propagation of Islam (A.A.I.I.L. - Ahmadiyya Anjuman Isha'at-e-Islam Lahore)

Hazrat Mirza Ghulam Ahmad of Qadian (the Founder of the Ahmadiyya Movement; the Mujaddid (Reformer) of the 14th Century Hijrah; and, the Promised Messiah and Mahdi) <Please read his biography in the 'Biography' section>

Please click here to SUBSCRIBE to this site!

Please click here to SEARCH this site!

list

Home

What's New

* ISLAM:

Allah

Prophet Muhammad (pbuh)

Other Religions

My 1st Muslim Site for Children

Accusations Answered

Becoming a Muslim

* THE LAHORE AHMADIYYA MOVEMENT:

Hazrat Mirza Ghulam Ahmad of Qadian

Joining Our Movement

What Others Say About Us

Our Foreign Missions & Contact Info

Accusations Answered

News & Info

Other Ahmadiyya Sites

Photos

Qadiani Beliefs Refuted

* LITERATURE:

Quran

Hadith

Books

Articles & Magazines

Auto(biographies)

True Stories

Prayers

Poems

Dreams, Visions & Prophecies

Glossary

Questions & Answers

Sounds

Videos

* OTHER LANGUAGES and BRANCH WEBSITES:

Arabic

Dutch [Netherlands]

Dutch [Suriname]

French

German

India [Hindi/Urdu]

Indonesian

Italian

Persian

Punjabi

Spanish

Trinidad

UK

Urdu

* MISC.:

Muslim Names

Muslim Prayer Times

Quizzes

Screen Savers

Wallpapers

FREE E-mail Accounts:
name@ahmadiyya.ws
name@muslim.sh
name@islam.lt

* Click to:

[1] 'Subscribe' to this site!

[2] 'Recommend' this page to a friend!

[3] 'Search' this site!

[4] 'Send a Greeting Card'

 


* FREE CDs *

..


Hadith Section > A Manual of Hadith > Chapter 25: Debts and Mortgage (Hadith -- The Traditions)


Chapter 25:
Debts and Mortgage (Hadith -- The Traditions):


 

(Note: The superscript-numbers [e.g., intention2] that appear in the text [in pink] refer to the numbers of the explanatory footnotes that appear at the end of each Hadith [Tradition].)


1 `A'ishah said,
The Messenger of Allah, peace and blessings of Allah be on him, used to pray, while saying prayers, and to say:

"O Allah! I seek refuge in Thee from sin and from being in debt."

Someone asked him, How often dost thou, O Messenger of Allah! seek refuge from being in debt. He said:

"When a man is in debt he speaks and tells lies, and he promises and breaks the promise." (B. 43 : 10.)


2 Salamah reported,
A bier was brought to the Prophet, peace and blessings of Allah be on him, that he may say funeral prayers over it. He said:

"Was he in debt?"

They said, No. So he said prayers over it. Another bier was brought to him and he said :

"Was he in debt?"

They said, Yes. He said :

"Say prayers over your companion."

Abu Qatadah said, I will pay his debt, O Messenger of Allah! So he said funeral prayers over it.1 (B. 39 : 3.)

1 The Holy Prophet did not forbid the saying of funeral prayers over the bier of a person who was in debt. By refusing to say prayers himself, he wanted only to discourage the habit of contracting debts when one had not the means to pay. According to another version of the same hadith (B. 38 : 3), the Holy Prophet said funeral prayers over a person who was in debt but who had left property from which the debt could be paid. As shown further on (h. 8), the Holy Prophet himself undertook the payment of the debts of those who died in debt later on, when the state treasury had the means to pay them.


3 Abu Hurairah reported,
The Prophet, peace and blessings of Allah be on him, said:

"Whoever contracts a debt intending to repay it, Allah will pay it on his behalf,2 and whoever contracts a debt intending to waste it, Allah will bring him to ruin." (B. 43 : 2.)

2 The significance is that Allah grants him the means to pay it.


4 Abu Dharr said,
I was with the Prophet, peace and blessings of Allah be on him, When he saw (the mount) of Uhud, he said:

"I do not like this (mountain) should be turned into gold for me, then there should remain with me one dinar out of it beyond three days, except a dinar which I should keep for payment of a debt."

Then he said:

"The wealthier are the poorer except he who gives away wealth thus and thus, and they are very few."3 (B. 43 : 3.)

3 To get more and more wealth becomes a passion with wealthy people, and this passion deprives them of the noblest human sentiments. Hence they are said to be the poorer. The narrator, while saying thus and thus, moved his hands right and left, to show that wealth must be given away liberally if one has the good fortune to possess it.


5 Jabir said,
I came to the Prophet, peace and blessings of Allah be on him, while he was in the mosque; so he said:

"Say two rak`ahs of prayer."

And he owed me a debt; so he paid it to me and gave me more (than was due).4 (B. 43 : 7.)

4 Thus, if the debtor of his own free will gives more than what is due, it is not usury or interest.


6 Abu Hurairah said:
The Messenger of Allah, peace and blessings of Allah be on him, said:

"Delaying the payment of debt by a well-to-do person is injustice." (B. 43 : 12.)


7 The Prophet, peace and blessings of Allah be on him, is reported to have said:

"Deferring payment by one who has the means to pay legalizes his punishment and his honour."5

5 The legalization of `irdz (honour) is the using of harsh words, and that of `uqubah (punishment) is imprisonment (B. 43 : 13). Thus it is only the rich man who can be sent to prison for refusing to pay his debt; regarding the man in straitened circumstances, the law of Islam is that recommended in H. xxii : 5 -- the debt should be remitted.


8 Abu Hurairah reported,
The Prophet, peace and blessings of Allah be on him, said:

"Whoever leaves property, it is for his heirs; and whoever leaves a burden, it shall be our charge."6 (B. 43 : 11.)

6 Kall (burden) includes both a family to maintain and debts to be paid. It is thus the Muslim state that is required to undertake both the maintenance of uncared-for families and the payment of unpaid debts.


9 `A'ishah said,
The Prophet, peace and blessings of Allah be on him, bought food from a Jew for payment to be made at an appointed time, and he mortgaged for it a coat-of-mail made of iron.
(B. 43 : 1.)


10 Abu Hurairah said,
The Messenger of Allah, peace and blessings of Allah be on him, said:

"The mortgaged animal may be used for riding, when it is mortgaged, on account of what is spent on it, and the milk of a milch animal may be drunk when it is mortgaged, and the expenditure shall be borne by him who rides (the animal) and drinks (the milk)."7 (B. 48 : 4.)

7 Hh. 9 and 10 show that the law relating to mortgage as laid down in the Holy Qur'an (v. 2) is not limited to cases when one is journeying or when there is no scribe. The law is a general one, the only limitation being that the property mortgaged shall be in the possession of the mortgagee. This hadith shows that when a person has to spend money on the thing mortgaged, he is entitled to derive benefit from it. Hence a house or land can be mortgaged subject to the condition that the possession shall be made over to the mortgagee who is entitled to live in the house or let it on hire, if he carries out the repairs, and to till the land and have the produce of it if he spends on it.


11 Abu Hurairah said,
The Messenger of Allah, peace and blessings of Allah be on him, said:

"Whoever finds his property itself with a man who has become insolvent, he has a greater right to it than others." (B. 43 : 14.)

12 Sa`id ibn al-Musayyib said,
`Uthman decided that whoever takes his due before a man becomes insolvent, it is his, and whoever recognises his property itself with an insolvent has a greater right to it.
8 (B. 43 : 14.)

8 The rules laid down in hh. 11, 12 are subject to the condition that there is no collusion.


13 `A'ishah said,
When the verses of the chapter al-Baqarah, relating to usury, were revealed the Prophet, peace and blessings of Allah be on him, went forth to the mosque and recited them to the people, then he forbade trading in intoxicating liquors.
9 (B. 8 : 73.)

9 Parts of the verses referred to here are quoted in the heading of this chapter (vv. 3, 4). In v. 3, it is stated that Allah has allowed trade and forbidden usury, but as intoxicants were prohibited to Muslims, the Holy Prophet made it clear, when reciting this verse, that trade in intoxicants was also prohibited.


14 Jabir reported,
The Messenger of Allah, peace and blessings of Allah be on him, cursed the usurer and the man who pays usury and the writer of the transaction and the two witnesses thereof and he said:

"They are alike."10 (M-Msh. 12 : 4.)

10 The Arabic word which is here translated as usury is riba (an excess or addition), and means an addition over the above principal sum that is lent (LL), and thus includes both usury and interest. The Holy Qur'an compares the devourers of usury to those whom the Devil has prostrated by his touch (2 : 275), indicating that usury leads to selfishness of the worst type. Islam aims at a co-operative system of trade and banking, so that the capitalist should share the profit as well as the loss of the borrower. The underlying idea in the prohibition of interest on money is that labour is a higher asset than money.

The hadith quoted here condemns the payer of the usury and the scribe and the witnesses along with the usurer, because they abet the crime.


15 Abu Hurairah reported,
The Messenger of Allah, peace and blessings of Allah be on him, said:

"A time will come over people when not a single person will remain who does not swallow down usury, and if one does not swallow it, its vapour will overtake him."11 (AD-Msh. 12 : 4.)

11 This is a prophecy relating to the present time. Material civilization has at its culmination brought about a state of things when no transaction can be carried on without payment of interest.

Top


Hadith Section > A Manual of Hadith > Chapter 25: Debts and Mortgage (Hadith -- The Traditions)

footer

'E-mail' this page to a friend!


E-mail Us!
This website is designed, developed and maintained by the members of:
The
Lahore Ahmadiyya Movement for the Propagation of Islam
(
Ahmadiyya Anjuman Isha'at-e-Islam, Lahore -- A.A.I.I.L.)
and is being managed in the Netherlands.

The responsibility of the content of this website lies with the respective authors
You may print-out and spread this literature for the propagation of Islam provided our website [aaiil.org] is acknowledged

Ahmadiyya Anjuman Isha'at-e-Islam Lahore (Lahore Ahmadiyya Movement for the Propagation of Islam)

Thank you for visiting us at aaiil.org or ahmadiyya.ws or muslim.sh or islam.lt !